They're different products that report to different files. Pick the one that matches what you're building.
Get added to a seasoned credit card so its age and limit appear on your personal credit reports.
Add reported tradelines to your company's own credit file, so lenders see an established business.
Not sure? Personal authorized-user accounts may affect your personal credit reports. Business tradelines are a separate product for your company’s credit profile. Neither guarantees funding. Run your numbers in the free tradeline calculator.
Fund My Brand brings funding guidance and tradeline options together. Choose the path that matches your goal.